Florida Debt Settlement Lawyer
Handling Creditor Harassment
One of the most stressful and annoying aspects of being behind on paying your debts comes in the form of creditors constantly calling and harassing you. You may be receiving phone calls and letters, even your relatives or employer may be contacted. If this is happening to you, Attorney Deborah Carman can put a stop to it. Having a professional debt settlement attorney representing you can eliminate all of the unwanted collection actions taken by collection agencies and other creditors.
The Federal Fair Debt Collection Practices Act has specific laws that protect you, the consumer, from receiving harassing phone calls that do not follow strict guidelines allowed by law. There are many unscrupulous collection agencies that will use unethical means in trying to collect a debt. My firm has the legal background to stop these calls and put an end to your worry and stress every time they call you.
Creditors can contact you, if done properly. They can do so in the following manners:
- By phone between 8:00 a.m. and 9:00 p.m.
- By mail
- By telephone
- By telegram
- By fax
- At work, but not if you have forbidden them to contact you there
Creditors can also pursue collections thru lawsuits and wage garnishment. But you don't have to let it go that far, our dedicated legal team can help you begin to get your debts in order through our debt settlement programs and get you back on the road to a stable financial footing.
Helping You With Creditor Harassment
You may not know what your rights are when contacted by harassing creditors. Many will try to intimidate you in order to get you to make a payment. Some of the unscrupulous methods used that are illegal and can be reported to the Federal Trade Commission include:
- Use obscene language when speaking with you.
- Contact you before 8:00 a.m. or after 9 p.m.
- Lie about where they are calling from or about your loan
- Advise your employer or people you know that you are in debt
- Threaten you
- Claim they can have you arrested
Attorney Deborah Carman has been helping residents in Florida for over 28 years and knows how to handle difficult creditors. My firm has helped numerous clients get back on track and can do the same for you. With my initial free consultation, I can determine the best methods of handling your creditors and begin to relieve you of the anxiety and worry of the constant barrage of calls.
Stop the creditor harassment!
Contact a debt settlement lawyer
from Carman Law Firm today.
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