Debt Settlement Attorney Answers Your Questions

Frequently Asked Questions

How Do I Get Started?

In order to succeed at a debt settlement solution, you must qualify for the program.  By being committed to handling your debts and being determined to accomplish your goal within 1-5  years, our debt settlement attorney can help you get started on the road to becoming debt free.

Why Do I Need an Attorney to Settle My Debt?

Although people can attempt to settle their debts on their own, it takes hours of work, patience and very tough negotiating skills, in addition to familiarity with consumer debt law in order to effectively settle your debt.  With our professional and experienced negotiators, you can feel confident you will get the skilled legal counsel you need for best results.

Will my credit be ruined?

Many who come to us are already behind on their bills and have had their credit affected previous to trying debt settlement.  You may receive a negative impact to your credit report, but our office will attempt to have each of your creditors show the most favorable outcome possible based on how  your debt was settled with them. 

How long will it take to settle my debts?

Our firm attempts to settle your debt with terms that will work within your budget.  Therefore, depending on your financial situation, repayment of settled debt can take anywhere from 1-5 years.

Will creditors stop harassing me?

Once you retain an attorney, any creditors contacting you need only be advised of your attorney's contact information.  They thereafter can no longer contact your directly regarding your debt.  This greatly alleviates the stress and worry most people have with creditors constantly calling them.

Should I file for Bankruptcy?

Our firm will discuss your personal financial picture with you to determine the best legal options for your circumstances.  If at all possible, our office will work within your means and with your creditors to help you settle your debt as efficiently as possible.  If our legal opinion and your financial situation appear to indicate bankruptcy is necessary, we can direct you in the correct course of action necessary.

For more answers to your debt settlement questions, contact the Carman Law Firm in Florida.